Financial planning is life planning, especially as you envision retirement.
Retirement Philosophy
Retirement Philosophy

Achieving your retirement goals is best accomplished with the help of a trusted investment advisor — one who listens first, understands personal situations and timing, then studies and recommends the best options.

We believe the best way to help our clients achieve these goals is to provide support every step of the way. That’s why we identify and recommend additional professionals and resources to help administer your group or individual retirement plan in the simplest, most effective way possible.

Put simply, our mission is to help you maintain focus on your individual and retirement business goals.


As your investment adviser, we work with you to understand your business objectives, tailor a provider and plan recommendation, then act as your direct, local liaison for plan oversight.

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We take a holistic approach when developing your retirement solution, including current and projected income, family considerations, and post-work goals. For business owners, we also consider corporate retirement plans and business succession planning.

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Personal Approach

There’s nothing more personal than retirement goals and planning. After all, the vision of retirement is different for every individual, business owner, and non-profit organization.

No matter who we’re developing retirement solutions for, we consider the entire financial situation.

All of our clients receive the benefits of our global perspective for investment offerings, along with a personal approach that can only come from a local relationship and dedicated advisor contact.

Retirement Team

Melissa D. Bane, CPA, CFP®, PFS®, ChFC

Senior Client Private Advisor


William M Coxe, Jr., CRPC

Private Client Advisor


Denise H. Lollis, CPFA®

Chief Operating Officer
Chief Compliance Officer

Callie Bradshaw

Private Client Specialist

Brian L. Disher, CFP®

Director of Wealth Management

K. Diane Smith

Private Client Administrator

John W. Cooper, CFP®

Senior Private Client Advisor

Germein De Sario

Private Client Administrator

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