Legal Disclaimer

Greenwood Capital Associates, LLC (“Greenwood Capital”) is a registered investment adviser headquartered in Greenwood, SC. Greenwood Capital may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Greenwood Capital Investments and Greenwood Capital Wealth are divisions of Greenwood Capital Associates, LLC, an SEC registered investment advisory firm.

For information pertaining to the registration status of Greenwood Capital, please contact the state securities regulators for those states in which Greenwood Capital maintains a registration filing. A copy of Greenwood Capital’s current written disclosure statement discussing Greenwood Capital’s business operations, services, and fees is available at the SEC’s investment adviser public information Website or from Greenwood Capital upon written request.

This Legal Disclaimer is in reference to Websites hosted by Greenwood Capital (,,, and (the “Websites”). The Websites and information are provided for guidance and information purposes only. The Websites and information are not intended to provide investment, tax, or legal advice.

1. No Offer
The Websites are limited to the dissemination of general information pertaining to advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of the Websites on the Internet should not be construed by any consumer and/or prospective client as Greenwood Capital’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Greenwood Capital with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

2. No Guarantee or Accuracy of Information
Although the information on the Websites is believed to be reliable, Greenwood Capital cannot guarantee the accuracy of such information, either expressly or implied. Accordingly, Greenwood Capital urges you to use the contents cautiously, and Greenwood Capital will be glad to verify any information Greenwood Capital is able to verify.

Telecommunications delivery systems, such as the Internet, can perform unpredictably and may, for example, affect access to, or the performance of, the Websites. You acknowledge that Greenwood Capital is not in any way responsible for any such interference with your use of or access to the Service. In this regard, you are responsible for providing, at your expense, any access to the Internet and any required equipment.

3. No Warranty; Limitation on Liability
All Content on the Websites is subject to applicable statutes and regulations, furnished “as is,” without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Greenwood Capital makes no warranty as to the operation, functionality or availability of the Websites, that the Websites will be error-free or that defects will be corrected. Neither Greenwood Capital, any of its directors, officers, or employees, nor any third-party vendor, will be liable or have any responsibility for any loss or damage that you incur in the event of any failure or interruption of the Websites, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, your inability to access, or your use of the Websites or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Greenwood Capital or of any vendor providing software or services support.

The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief. However, Greenwood Capital cannot guarantee its accuracy, completeness, and validity and cannot be held liable for any errors or omissions. Changes are periodically made to the Websites and may be made at any time.

4. Third Party Materials
Greenwood Capital makes no representations or warranties of any kind whatsoever regarding (without limitation) any information provided by third parties and accessible on or through the Websites (including, without limitation, magazine and news articles, research and other analyses, opinions and commentaries, quotes and other market information, and information regarding unaffiliated underlying funds and managers). Except to the extent required by applicable law, Greenwood Capital disclaims any express or implied warranties and conditions, including, without limitation, as to non-infringement, merchantability and fitness for a particular purpose.

Any such information is intended for information purposes only, and any views or opinions expressed therein are the views or opinions of that third party. Greenwood Capital has relied upon and assumed (without independent verification) the accuracy and completeness of such information and consequently does not guarantee, among other things, its accuracy, completeness or fairness.

5. Investment Performance/Investment Risk
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Greenwood Capital) made reference to directly or indirectly by Greenwood Capital in the Websites, or indirectly via a link to an unaffiliated third party website will be profitable or equal the corresponding indicated performance level(s).

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the payment of which would have the effect of decreasing historical performance results.

6. Investment Decisions
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy will be profitable. Certain portions of the Websites (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, various positions and/or recommendations made by Greenwood Capital and/or those of other investment and non-investment professionals as of a specific prior date. Due to various factors, including changing market conditions, such discussions and/or positions may no longer be reflective of current position(s) and/ or recommendation(s). Moreover, no client or prospective client should assume that any such discussion or information presented serves as the receipt of, or a substitute for, personalized advice from Greenwood Capital, or from any other investment professional. Greenwood Capital is not a law firm or accounting firm, and no portion of the Websites content should be interpreted as legal, accounting or tax advice.

7. Assignment; Delegation
This Legal Notice shall be for the benefit of Greenwood Capital, and shall inure to the benefit of its successors and assigns. Greenwood Capital (i) may delegate the performance of any obligation or function in connection with the Websites and (ii) reserves the right to use any agents on such terms, as Greenwood Capital deems appropriate.

8. Changes to the Websites
Greenwood Capital may in its sole discretion change, suspend, terminate or discontinue any aspect of the Websites at any time, including the availability of any services, information, features or functions accessible by means of the Websites. Greenwood Capital may also impose limits on certain features, functions or services or restrict access to some, or all, of the Websites without notice or liability.

9. Amendments
Greenwood Capital reserves the right to vary or amend this Legal Disclaimer in any manner. Any amendments to this Disclaimer will be displayed on the Websites or otherwise communicated to you and will be effective upon display or communication or at such date following the date of display or communication as may be required by the laws of South Carolina or by regulation of the Securities and Exchange Commission. You will be deemed to have accepted any change if you continue to access the Websites after that time. You agree that (i) this Disclaimer and any of Greenwood Capital’s logs or records of information placed on the Websites may be admitted in evidence in any proceedings arising out of use of the Websites, (ii) you will not challenge the admissibility thereof and (iii) save in the case of manifest error, Greenwood Capital’s record of the Websites is conclusive evidence of its contents. It is your responsibility to be familiar with this Legal Disclaimer and any Specific Terms and any amendments thereto on accessing the Websites or any part of the Websites.

10. Contact Greenwood Capital Associates, LLC
Please contact Greenwood Capital if you have any questions about this Disclaimer. You may send an e-mail to or call us directly at 864-941-4049.