3Q 2022 Letter from the CIO

3Q 2022 Letter from the CIO

October 5, 2022 As always, I hope this letter finds you well and enjoying the start to some cooler fall weather and college football. Given the turmoil in financial markets this year, I know that you are probably expecting me to start there, but I’m going to throw you...
2Q 2022 Letter from the CIO

2Q 2022 Letter from the CIO

July 6, 2022 Let me start by saying I hope that you and yours were able to enjoy July 4th and the long weekend. There has been no shortage of turmoil in and out of financial markets this year, but hopefully you were able to spend some time with friends and family. The...
4Q 2021 Letter from the CIO

4Q 2021 Letter from the CIO

January 7, 2022   I hope this letter finds you safe and healthy and that you were able to enjoy some time with loved ones over the holiday season. I don’t know about you, but if I never hear another letter in the Greek alphabet, that would be just fine with me....
3Q 2021 Letter from the CIO

3Q 2021 Letter from the CIO

October 11, 2021 I’m going to start this letter with a scary thought – there are less than 80 shopping days left till Christmas. Yikes! Worse yet, with the supply chain disruptions getting worse, there may be far fewer days than that if you want to find many goods in...
Goal Setting

Goal Setting

Understanding and applying the principles of effective goal setting has never been more important than in today’s world of financial planning. We can get caught up in media frenzy and become confused when we hear words like Bitcoin and GameStop. Goal setting has a...